Portugal: buying property
The full process in 6 steps: the taxes you pay, what each stage costs and how long it takes (~75 days on average). Free guide, no account needed.
Process steps
1
Obtain NIF at local tax office
⏱ 1 day · 💰 free
2
Open Portuguese bank account
⏱ 1 week · 💰 free
3
Sign CPCV promissory contract
⏱ 1 day · 💰 10-30% deposit
4
Legal due diligence
⏱ 2-4 weeks · 💰 €500-1000
5
Final deed at Notary
⏱ 1 day · 💰 notary fees
6
Pay IMT transfer tax
⏱ same day · 💰 0-8% of price
Taxes & fees
transfer tax imt
0-8%
stamp duty
0.8%
notary fees
€500-1500
agency fees
3-5%
⚠️ Informational purposes only. Always consult a licensed local lawyer.
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